WSDA Grants & FSA Loans

Operating Loans can be used to purchase livestock, seed and equipment. It can also cover farm operating costs and family living expenses while a farm gets up and running. 

Meet a Farmer: An Operating Loan helped Alaska farmers Brian and Laurie Olson expand their berry operation. 

Farm Ownership Loans can be used to purchase or expand a farm or ranch. This loan can help with paying closing costs, constructing or improving buildings on the farm, or to help conserve and protect soil and water resources

Meet a Farmer: Jesse and Tracey Paul purchased a farm using a Farm Ownership Loan. Today their family produces pure maple syrup in Trout Creek, Michigan. 

Microloans are a type of Operating or Farm Ownership Loan. They’re designed to meet the needs of small and beginning farmers, or for non-traditional and specialty operations by easing some of the requirements and offering less paperwork.

Meet a Farmer: With the help of a low-interest microloan, Nik Bouman was able to purchase new equipment for his hydroponic basil farm, allowing him to quadruple his business and expand access to fresh basil in his community.

Youth Loans are a type of Operating Loan for young people between 10-20 years old who need assistance with an educational agricultural project. Typically, these youth are participating in 4-H clubs, FFA , or a similar organization.

Meet a Farmer: Payton Farmer received a youth loan to purchase a breeding heifer and began building her herd.

Native American Tribal Loans help Tribes acquire land interests within a tribal reservation or Alaskan native community; advance current farming operations; provide financial prospects for Native American communities; increase agricultural productivity; and save cultural farmland for future generations.

Emergency Loans help farmers and ranchers recover from production and physical losses due to drought, flooding, other natural disasters or losses.

Meet a Farmer: Bruce and Jennifer McCall take pride in raising their sons on the farm and have used FSA programs and loans to expand their operation and recover from natural disasters.

A portion of FSA loan funds are set aside for Minority and Women Farmers and Ranchers to buy and operate a farm or ranch.

Meet a Farmer: Farmer Koua Thao used an FSA loan to purchase a breeder hen farm with two hen houses on 40 acres in Arkansas. 

A portion of FSA loan funds are set aside for Beginning Farmers and Ranchers – family farmers who are just getting started on their journey in farming.

Meet a Farmer: Dakota Davidson is a beginning farmer in Deport, Texas growing wheat, corn and soybeans. Through an FSA beginner farmer loan he was able to purchase the remainder of what he needed to plant his first wheat crop.